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Personal Tax Service & Advice

accounting

Optimise Your Tax Liability

1st Contact Accounting’s Personal Tax service involves collecting all the required information for any individual client, performing the tax computations, and submitting the information online.

In the UK, Self Assessment Personal Tax return (or SA100) must be filed with HMRC by an individual in the following circumstances:

  • Directors of a Limited Company
  • Have income where tax was not withheld at source. (E.g. Rental Income or Capital Gains)
  • Pays tax at the higher rate (40% for PAYE, 32.5% for Dividends)

Individual Tax – When Don’t I Need to File a Return?

Most employees pay tax under PAYE system and are not required to file a tax return as the PAYE system operates to withhold the correct amount of tax from wages or salaries.

Personal Tax Return – Directors of Limited Companies

1st Contact Accounting clients, who are directors of a limited company, are required to submit a Self Assessment Personal Tax return each year. The deadline for submission and payment is 31 January the year following the end of any tax year on 5 April if the tax return if filed online, and 31 October following the end of the tax year if the tax return filed is a paper return. The payment deadline for a paper return remains 31 January.

For the tax year 6 April 2008 to 5 April 2009 a personal tax return is due by 31 January 2010, if the return is filed online and by 31 October 2009 if a paper return is filed. Payment deadline is 31 January 2010 in both cases.

Most of the information can be submitted to 1st Contact Accounting via a secure, personalised web form. Any document copies can be submitted by email.

Assisting You With Your Personal Tax: What We’ll Need to Know

The information requested includes the following:

  • Marital Status
  • Details of any children – number of children and ages
  • Income earned and PAYE and NI paid
  • Details of additional employment including P60’s or P45’s
  • Any rental income
  • Any interest earned, paid as net(taxed at source @ 20%) on which additional tax may be due
  • Any Capital gains, for example from the sale of property, shares, jewellery etc.
  • Details of any Pension contributions made
  • Details of any P11d benefits received that might attract additional NI payments
  • Details of Statutory Maternity/Paternity pay received
  • Any Job seekers allowance/benefits received
  • Any foreign income received greater than £2000
  • Any other information that might affect the tax position of the individual
Once the required information is collected, the amount of tax already paid is checked against the amount calculated as owing for the period, and the difference is either paid to; or claimed as a refund from HMRC.

Contact us now to take advantage of our personal tax service.